Need an appraisal for an FHA-backed mortgage? Call Owens Mid GA AppraisalsOwens Mid GA Appraisals is GA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to contact Owens Mid GA Appraisals, as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Owens Mid GA Appraisals is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Owens Mid GA Appraisals if you need an appraisal done for an FHA-secured loan. If your home loan is FHA insured, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with safety by offering mortgage insurance in case the borrower does not pay his or her loan obligations. Accessible to all buyers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Consumers with lesser income or less starting money to use as a down-payment on a mortgage benefit the most from Federal Housing Administration loan programs. |